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2011 Privacy Policy Notice
What does Valley National Bank do with your personal
information?
In the section
below, we list the reasons financial companies can share their customer's
personal information; the reasons Valley National Bank chooses to
share; and whether you can limit this sharing.
| Reasons we can share your personal information |
Does Valley National Bank share? |
Can you limit this sharing? |
|
For our everyday
business purposes - such as to process your transactions,
maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus.
|
Yes |
No |
|
For our marketing
purposes - to offer our products and services to
you
|
Yes |
No |
|
For joint marketing
with other financial companies
|
No |
Yes |
|
For our affiliates'
everyday business purposes - information about your
transactions and experiences
|
Yes |
No |
|
For our affiliates'
everyday business purposes - information about your
creditworthiness
|
No |
Yes |
|
For our affiliates
to market to you
|
Yes |
Yes |
|
For non-affiliates
to market to you
|
No |
Yes |
|
Who we are
|
|
| Who is providing this notice? |
Valley National Bank |
|
What we do
|
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| How does Valley National Bank protect
my personal information? |
To protect your personal information
from unauthorized access and use, we use security measures that
comply with federal law. These measures include computer safeguards
and secured files and buildings.
We also permit only authorized employees, who are trained
in the proper handling of customer information, to have access
to it. |
| How does Valley National Bank collect
my personal information? |
We collect your personal information,
for example, when you:
- Complete loan applications
or open deposit accounts
- request products, services
or information
- Use the internet to apply
for or use any of our products or services
Apply for a product and we access
a credit bureau to view your personal credit information.
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit
only:
- sharing for affiliates' everyday
business purposes-information about your creditworthiness
- affiliates from using your information
to market to you
- sharing for nonaffiliates to market
to you
State laws and individual companies may
give you additional rights to limit sharing. |
| Definitions |
|
| Affiliates |
Companies related by common ownership
or control. They can be financial and non-financial companies.
Affiliated companies that Valley shares information
with include insurance agency, investment advisory, brokerage,
asset management, mortgage/loan services and title insurance
fi rms. |
| Non affiliates |
Companies not related by common owner-ship
or control. They can be financial and non-financial companies.
Valley does not share or sell information about
it's customers or former customers with non-affiliated third
parties. |
| Joint marketing |
A formal agreement between non-affiliated
financial companies that together market financial products
or services to you |
If you have questions call 800-522-4100 or visit www.valleynationalbank.com.
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